There is a legislative change proposed by the Australian Government regarding Comprehensive Credit Reporting (CCR) taking effect from 1st July 2018 that could impact you and your family. The proposed CCR legislation will see the mandatory reporting of both positive…
It’s an important skill but many people are still not as financially literate as they should be. Here are some ways that may help you improve. Financial wellbeing is defined1 as when a person is able to meet expenses and…
While not specifically a financial planning article, we believe it’s time to review your Cyber Security and ensure you are protected. Do you know how valuable you are? Identity thieves do! Every year thousands of Australians have their identities stolen.…
Starting a new business is exciting but there’s a lot to think about and organise. Before you even begin, you should consider how prepared you are to make difficult decisions, work long hours, face financial constraints, lose sleep, and confront…
Bills still need to be paid even if illness or injury keep you out of work. But help is available if you need it. Dealing with a serious illness or injury is stressful enough without having to consider how to…
Whether you’re planning a large, luxurious wedding or a small, intimate affair, smart budgeting could help free you from financial worries, so you can enjoy your special day. Following these steps may help ensure no one’s worried about debt on…
How would your organisation cope if something happened to a key person? Unexpected events can play havoc not only with people’s lives but also with businesses. However, business owners are often so busy they don’t stop to consider the true…
New Year’s resolutions are easy to make but often hard to keep. But there are real benefits to making financial resolutions. Here are some helpful suggestions to get you started. Get Back To Basics If you find it near-impossible to…
Bitcoin is a type of digital currency known as a cryptocurrency. It operates on a decentralised peer-to-peer networked program on your computer, meaning that transactions can be conducted between a buyer and seller without the need for any third party…
When recommending insurance to our clients, Trauma (or Critical Illness) insurance is usually the one that clients believe is unnecessary. But can you afford to be without it?