Our goal as a financial advice business is to ensure that each and every one…
Do you avoid the uncomfortable money conversations? Perhaps you avoid taking responsibility for your financial affairs?
Author: Jay Beckton
In my 20 years’ in the finance industry I have been both blessed and cursed by having many conversations, some are very simple and others not so much.
The worst conversations I’ve had are with people who avoid uncomfortable or difficult conversations. Avoiding talking about money is one thing I have seen that often leads to much more difficult situations.
Our team of experienced Financial Advisers will not only not leave any stone unturned – learning about you and what you want, but they will tackle these uncomfortable conversations and ensure that tougher ones do not follow.
It could be simple such as spending too much at Christmas rather than budgeting suitably, which would ensure both an enjoyable festive season and not needing to suffer financial strain or something more complex like ensuring that you have sufficient insurance to take care of your money should an unexpected event leaves you unable to work.
More recently a close friend’s father passed unexpectedly; his partner of 40 years is not only dealing with this terrible loss but is unaware of what he set up for his retirement whilst alive and must wait for the documentation associated with this event to arrive before she can begin to understand what is next. If you are sitting there thinking that this is unusual -it’s not.
Often one partner will take a lead with finances, and rather than having an uncomfortable conversation with the other, they let it go. This uncomfortable conversation can quickly develop into an impossible situation.
Recently I was challenged by a peer to come up with something I would have taught my younger self and part of my answer was “time never stops, and it does run out”. This is never more truthful than an instance like the one described.
There is an easy solution: stop waiting! There is no time like the present to take the time to find someone to support you with the uncomfortable conversations
We have a team of highly experienced, educated and professional Financial Advisers who take pride in knowing that our clients are fully supported regardless of what the future throws at them.
No-one is going to do it for, so take control and get started today. Take the first step and book an initial consultation at one of our office locations in The Junction, Erina, Terrigal and Sydney CBD.
The views expressed in this publication are solely those of the author; they are not reflective or indicative of RI Advice Group’s position and are not to be attributed to RI Advice Group They cannot be reproduced in any form without the express written consent of the author.
This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice.
DJIB Investments Pty Ltd T/A Newcastle Financial Planning Group is a Corporate Authorised Representative of RI Advice Group Pty Ltd, ABN 23 001 774 125 AFSL 238429. This editorial does not consider your personal circumstances and is general advice only. It has been prepared without taking into account any of your individual objectives, financial solutions or needs. Before acting on this information, you should consider its appropriateness, having regard to your own objectives, financial situation and needs. You should read the relevant Product Disclosure Statements and seek personal advice from a qualified financial adviser. From time to time we may send you informative updates and details of the range of services we can provide. If you no longer want to receive this information, please contact our office to opt out. The views expressed in this publication are solely those of the author; they are not reflective or indicative of Licensee’s position and are not to be attributed to the Licensee. They cannot be reproduced in any form without the express written consent of the author.