Can you afford not to work?
None of us really want to talk about a future illness or injury, but sadly we know it’s a reality for many of us. Being unable to work because of your health situation can mean ZERO income. Whilst workers compensation…
None of us really want to talk about a future illness or injury, but sadly we know it’s a reality for many of us. Being unable to work because of your health situation can mean ZERO income. Whilst workers compensation…
You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing A Payment Structure Choosing stepped premiums in the first few years of your life insurance policy may…
When things go wrong, it’s nice to know you’re covered. But getting suitable insurance cover can be a matter of getting professional advice. Protecting what you have worked hard for is important, so it’s essential to get appropriate insurance cover.…
Starting a new business is exciting but there’s a lot to think about and organise. Before you even begin, you should consider how prepared you are to make difficult decisions, work long hours, face financial constraints, lose sleep, and confront…
Bills still need to be paid even if illness or injury keep you out of work. But help is available if you need it. Dealing with a serious illness or injury is stressful enough without having to consider how to…
How would your organisation cope if something happened to a key person? Unexpected events can play havoc not only with people’s lives but also with businesses. However, business owners are often so busy they don’t stop to consider the true…
New Year’s resolutions are easy to make but often hard to keep. But there are real benefits to making financial resolutions. Here are some helpful suggestions to get you started. Get Back To Basics If you find it near-impossible to…
When recommending insurance to our clients, Trauma (or Critical Illness) insurance is usually the one that clients believe is unnecessary. But can you afford to be without it?
It’s that time of year when thoughts turn to relaxing with family and friends and perhaps getting away from it all. If you are going away you no doubt take care to lock the doors and windows, organize for mail…
If your life insurance policy is in a drawer gathering dust, your family could be in for a nasty shock in the event of a claim. Here we outline some pitfalls to avoid when taking out cover. 1. Buying On…