If you have been working for some time, you most likely have an existing superannuation account, created either through your employer by default or by you if you chose your own super fund. Over the years, however, it’s possible to…
If you could change one thing about superannuation, what would it be? A higher super guarantee rate? Getting super guarantee regardless of income? An easier way to compare super funds? Make voluntary superannuation contributions easier? You might have just gotten…
“SMART goals” are a powerful method to help you set personal goals and plan for your future. The concept is generally attributed to George T. Doran, who wrote the 1981 article, “There’s a S.M.A.R.T. way to write management’s goals and…
Imagine booking a family holiday a year in advance, and many things have changed between when you booked and when you arrive. Routes are different, the restaurants are now more upscale, service fees have increased, and new charges exist. You'll…
Life insurance is often considered one thing, but in reality, it encompasses much more. For many insurance companies, life insurance comprises a range of protections, including death cover, TPD, trauma, and income protection. This article outlines the purpose of life…
Managing your finances should always be done as early as possible, whether you're a student, a recent graduate, or someone who has been working for a while. The sooner you start managing your finances, the better off you'll be in…
When it comes to superannuation, everyone needs a little help from time to time. But when it comes to finding the right financial adviser for your super management and retirement planning, it can be tricky to know where to start.…
You've probably considered socialising with friends, taking leisurely outings, and treating yourself to the occasional trip when it comes to your retirement planning. But, have you thought at all about the logistics and expenses beyond that? If not, you are…
A financial adviser is someone who helps you manage your money and financially plan for your future. They can advise you on anything from saving, investing, and retirement to insurance. People seek out the support of a professional financial adviser…
If you're like most people, you probably have a retirement nest egg building up in a superannuation account. But what you may not realise is that your super account may also come with insurance cover. This insurance cover is designed…