Only 27% of Australians seek financial advice, according to the Australian Securities and Investments Commission. This figure is overwhelmingly saddening. That's why it's important to seek guidance from professionals. You can better your financial situation and achieve your goals with…
Whether you're getting close to retirement or you're building your fund, it's essential to be aware of what happens to your ability to contribute to superannuation after you retire. While many would have done some calculations to see the benefits…
Money makes the world go round. However, managing it isn’t as easy as folding clothes after doing laundry. Instead, it’s a continuous process, even for people who are “well to do”. Managing finances, or “decluttering,” is beneficial to make money…
If you have never tried to invest your money, it may feel like a scary undertaking. After all, it takes hard work to earn money and you should take careful consideration when you invest it. Choosing the right investment type…
While financial planning seeks to prepare you for financial setbacks, it does come with many risks. After all, no one can certainly predict what the future holds. That is why retirement financial planning always includes planning for uncertainty. In Australia,…
Investing is a great way to create wealth, but no investment comes without risks. That is mainly due to the market volatility, which people have no control of. If you want to understand market volatility and how well you can…
Setting aside funds for your savings, investments, and retirement ensures your hard-earned money can grow so you can live a comfortable and financially secured life in the years ahead. While superannuation is one of the most common strategies to build…
Estate planning is among the most easily postponed financial planning tasks. Of course, it is never pleasant to think about your death, but that is the essence of estate planning. Lawyers are often involved in the process, so it seems…
If you're employed right now, you're probably enjoying the perks of receiving employer Superannuation Guarantee Contributions into your super fund. But what happens when you decide to take a sabbatical? Say, long-term travel plans or a radical change of lifestyle?…
With your retirement day nearing, the importance of saving up for your later years has likely become more critical than ever to you. Financial security is crucial to a happy life after retirement - with sufficient funds, you can look…