Coastal Mortgage Group provides personalised and tailored support for all your mortgage requirements.
Whether you’re buying your first home, purchasing an investment property, or simply shopping around for a cheaper interest rate, with our expert guidance you can enjoy peace-of-mind that you’re receiving the best and most suitable lending solution for your individual needs.
Let your broker do the hard work for you!
With a dedicated broker to support you, save yourself the time and stress of finding a loan product and interest rate that best suit you and your financial situation – helping you to achieve your short-term and long-term financial goals.
Coastal Mortgage Group
Our Services
Residential Home Loans
Secure financing for purchasing or refinancing a residential property, tailored to your unique needs and financial situation.
Home Purchases
Obtain funding to purchase your dream home, with flexible repayment options and competitive interest rates available.
Home Loan Refinances
Refinance your existing mortgage to potentially lower your interest rate, reduce monthly payments, or access equity for other needs.
Renovation or Construction Loans
Finance home renovations or new construction projects, with funds disbursed as needed during the building process.
Debt Consolidation
Combine multiple debts into a single loan with lower interest rates, simplifying your payments and potentially saving money.
Cash Out for Personal or Investment Purposes
Access equity in your home for personal expenses or investment opportunities, with flexible withdrawal options.
Re-Pricings
Adjust loan terms or interest rates to reflect current market conditions, potentially reducing your overall borrowing costs.
Product Changes and Repayment Changes
Modify loan products or repayment schedules to better suit your financial goals and changing circumstances.
Owner-Occupied and Investment Loan Restructuring
Restructure owner-occupied or investment property loans to optimise cash flow and financial performance.
Self-Managed Super Fund Property Loans
Finance property investments through a self-managed super fund, providing potential tax benefits and retirement savings growth.
Business Loans
Obtain financing for your business needs, whether for expansion, equipment purchase, working capital, or other purposes.
Commercial Property Loans
Secure funding for commercial real estate acquisitions, development projects, or refinancing existing properties.
Coastal Mortgage Group Process
Save yourself the time and stress of finding a loan product and interest rate that best suit you and your financial situation with our simple process.
STEP 1
Planning-free Initial Consultation
- Define Needs and Objectives
- Discuss Personal and FInancial Position
STEP 2
Supporting Documents Collection
STEP 3
Review – Consultation Meeting
STEP 4
Advice – Preliminary Assessment and Recommendation
STEP 5
Lender Lodgment and Submission
STEP 6
Documentation and Lender Settlement
STEP 7
Post Settlement Review Meeting
STEP 8
Annual Review Meeting
Speak to your CAG Financial Adviser to arrange an introduction and don’t forget to bring the required information and documents on your first meeting. Submit an enquiry and start achieving your property goals today!
What are you waiting for?
Understand what home loan option is best for you.
Want to know more? Download our fact sheets for more information.
Australian Expat Home Loans
An Aussie expat can apply for a mortgage in Australian. Find out more about your options.
Bad Credit Loans
Experienced a default, bankruptcy or Part 9? There are still ways to get approved.
Fixed Rate Loans
Unsure if a Fixed-Rate Loan is right for your situation.
Guarantor Home Loans
Using your parents’ property as collateral for your home loan? Understand how to use a guarantor loan.
Home Equity Loans
You can borrow against the equity in your home for many different purposes. Find out more.
Home Loans for Doctors
Doctors can often access additional benefits when they apply for a home loan. Check out your eligibility here.
Investment Home Loans
Looking to borrow so you can purchase an investment property? Find out more about your options.
Low Deposit Home Loan
Want to buy a property but don’t have a sufficient deposit? A Low Deposit Loan might be able to help you achieve your property goals.
Low-Doc Home Loans
Not a standard PAYG employee with all of the required documentation for a home loan? A Low-Doc Loan might be the answer.
No Deposit Loans
There are ways to avoid paying a deposit. Understand how a No Deposit Loan could work for you.
Non-Resident Mortgages
Want to purchase a property in Australia but you’re not an Australian citizen or resident? Check out your eligibility for a Non-Resident Mortgage here.
Self-Employed Home Loans
Self-employed and looking for a home loan? Find out more about your options.
Trust Loans
Many people use a trust to purchase their investment properties. Learn more here.
Unusual Employment Loans
If you don’t work a typical 9-5 job, an Unusual Employment Loan might be for you. Get more information here.
Waived LMI and No LMI
If you meet certain professional or income requirements, lenders may waive your LMI ever if you’re borrowing more that 80%. Check out your eligibility here.
We offer award-winning financial advice solutions to help Australians live a life of possibility.
It would be great to hear from you!
If you have any questions, please do not hesitate to send us a message.
Your Goals, Our Guidance: A Partnership for Success