This year’s Federal Budget is an ‘election budget’ with future tax cuts for all Australians, especially low and middle income earners. Overall, there were minimal changes to super proposed in the Budget. We’ve summarised some of the key points from…
Authors: Daniel Brown and Ryan Bultitude Reflecting on a common occurrence with new clients we meet, we have identified a new term: “financially divorced” i.e. to separate or disassociate from your financial situation, typically with an undesirable effect. These…
Author: Daniel Brown We all have goals and dreams of what the ideal retirement will look and feel like. However, many people fail to take the time to prepare. We have encountered many situations over the years where clients have…
None of us really want to talk about a future illness or injury, but sadly we know it’s a reality for many of us. Being unable to work because of your health situation can mean ZERO income. Whilst workers compensation…
On Sunday, 7th October 2018, representatives from NFPG and CCFPG will come together as a Corporate Team for the Mito Foundation’s ‘A Bloody Long Walk’. Starting in Belmont, the team will follow Fernleigh Track and Throsby Creek to Lee Wharf,…
When it comes to improving your business or personal financial future, here are three key ideas from my experience that increase your financial success. Identify your passion Give yourself permission to spend time reflecting on what you’re really passionate about.…
Emma is a rising star at Newcastle Financial Planning Group and an aspiring leader for women in the industry. When Emma came on board in 2017, she was like the final piece of the puzzle, bringing a new level of…
It’s every home owner’s dream to pay off their mortgage. By taking some time out of your day and doing the research, you could potentially save money and time repaying your loan. Here are five ways you can get started…
How To Budget Gaining an understanding and control over your cashflow is the first step on any financial journey. With a suitable strategy and a bit of discipline, budgeting can help you get you to where you want to be…
You don’t have to cut corners on your insurance or sacrifice the adequacy of your cover to make your policy more affordable. Choosing A Payment Structure Choosing stepped premiums in the first few years of your life insurance policy may…